Commercial Insurance

REPRESENTATION
Acuity
CNA
Philadelphia Insurance
Society Insurance
Zurich
Accident Fund Insurance
Amerisafe
Auto-Owners Insurance
Chubb
Cincinnati Insurance
General Casualty
Hanover
Hartford
Indiana Insurance
Travelers
Selective
State Auto
Progressive

INDUSTRIES
Our commercial insurance services cover a wide variety of industries.  Just some of the fields we handle include:
> Small Business (retail and service)
> Contractors
> Manufacturers
> Wholesalers and Distributors
> Public and Private Schools/Universities
> Seminaries, Churches and Religious Institutions
> Municipalities
> Real Estate Owners and Managers
> Nursing Homes/Assisted Living
> Hospitality
> Entertainment
> Aviation
> Lawyers
> Medical Professionals and Consultants
> Transportation
> And numerous other fields…

COVERAGE AREAS
> Automobile – Business fleet
> Property – Building, contents, equipment
> Liability –

• Director & Officers – For-profit & non-profit
• Employment Practices – Protects employers from wrongful termination, sexual harassment, discrimination/civil rights violation
• Environmental & Pollution – Waste sites, gas stations, dry cleaners
• General Business Liability – Premises, personal and advertising injury, property damage to others, products-completed operations
• Professional Liability – Medical Malpractice, Accountants, Lawyers, Architects/Engineers, Consultants, Aviation, Miscellaneous Errors & Omissions

> Boiler & Machinery – Boilers, equipment, HVAC systems
> Bonding – Contractor, surety, notary, ERISA fiduciary
> Crime – Computer fraud, employee dishonestly, money & securities, fiduciary liability
> Inland Marine – Tools & equipment, builder’s risk, transit
> Umbrella – Additional protection above and beyond your regular policy limits
> Workers Compensation – State required coverage for injury/illness of employees

HOW DO I GET A QUOTE
>In order for us to identify your specific commercial insurance needs, please contact St. Joseph Agency at (317) 432-8804 or esmith@stjosephagency.com.