Indianapolis Commercial Insurance Coverage

Commercial Insurance

Commercial Insurance

At St. Joseph Agency, we help a variety of small and medium-sized businesses with Business Owners Policy (BOP) packages. We have experience with Small Contractors, Habitational Rental Units and Apartments, and Non-Profit Organizations.

Business Owners Policy (BOP) Package is ideal for small and mid-sized businesses. A Business Owners Policy typically includes:

  • Property Insurance to protect the buildings and other business inventory.
  • General Liability Insurance caters for expenses in case an injury occurs to your clients or visitors. It can also pay for legal defense in the case of a lawsuit.
  • Commercial Interruption Insurance compensates for the revenue lost during the outage.

Commercial Auto Insurance is vital if your business owns vehicles. It protects your financial assets and prevents fines if you are ticketed by the police and it protects other drivers if you are responsible for a car accident.

Workers Compensation protects your employees in the event they get ill or injured on the work premises.

Professional Liability Insurance commonly known as errors & omissions protects against negligence found when giving professional advice

Commercial Umbrella Insurance policies cover a much higher limit and go above and beyond claims directly relating to your home and auto. The main purpose of your umbrella policy is to protect your assets from an unforeseen event, such as a tragic accident in which you are held responsible for damages or bodily injuries.

Contact Eric Smith at St. Joseph Agency at 317-993-3314 or esmith@stjosephagency.com. We have several in-house carriers and can also work with you to find a broker depending on the type of risk you are looking to insure.

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